May 17 2007.

The UK's largest motorcycle insurance specialist has moved to reassure bikers on its books that they will be covered throughout the Isle of Man TT races. Carole Nash acted after press reports revealed that some insurers have withdrawn cover for the Mountain section of the road circuit which thousands of bikers ride on "Mad Sunday".

One bike broker and a major insurer recently told MotorCycle News (issue dated May 9th 2007) that riders would not be covered as authorities on the Isle of Man would be making the section one-way. This, it was argued, would mean that it would be deemed for insurance purposes as an "altered road" and would therefore be treated in the same way as a race-track on which standard road cover would not apply.

"Every Carole Nash policyholder can rest assured they will be covered throughout the Isle of Man before, during and after TT fortnight, regardless of alterations to road priorities made for the races" confirmed the company's marketing director, Warren Dickson. "We have checked the situation with all our partner insurance providers who agree with us that this stretch of road does not fit the 'altered road' definition. It's business as usual with no need for bikers to notify us of their intention to enjoy this stretch of road, whether on Mad Sunday or any other time when it is open to the public.

He did caution however that standard policy conditions exclusions would continue to apply. This means riders are covered for normal road use but not for racing or pace-making. "Any rider going to soak up the TT atmosphere and ride the circuit simply for the fun has nothing to worry about. As always though anyone wishing to take part in racing activity must secure a specialist racing policy."

Confusion over cover arose after TT organisers confirmed that the Mountain stretch - between the Ramsey hairpin and Creg-ny-baa - would become one-way for the duration of TTG fortnight (May 26th - June 11th), not just on Mad Sunday as is tradition. The insurance issue is significant as tens of thousands of bikers descend on what is widely regarded as the world's road racing capital