September 9 2013.

In 2008 Darren Russell from Disley in Cheshire was out riding his Kawasaki when he was hit by a lorry turning from a side road near Stockport. He suffered terrible injuries in the crash including a broken neck which left him paralysed. He requires permanent help to breath with a specially fitted device and is wheelchair bound because of the incident.

The case supported by MCE Insurance has been on-going since 2010 with three separate accident reconstruction experts investigating the incident.

The case went to a High Court trial in Liverpool to determine liability to which the judge found the driver of the lorry to be responsible for the incident.

MCE's chief group executive, Julian Edward,s commented: "This case highlights the devastating repercussions that careless driving can have on someone's life."

Mr Russell's team at MCE Insurance confirmed that a package had been negotiated on Mr Russell's behalf at an out-of-court settlement meeting. The package includes full compensation to cover his rehabilitation and care needs. He will receive a lump sum of £4.1m as well as £240,000 a year to cover care costs.